Cakes/ Desserts

Millionaire’s Cake

A perfectly balanced island cake with individual layers of yellow cake, creamy pineapple pudding, cream cheese, whipped cream, coconut, and cherries. This Millionaire’s Cake is a little slice of dessert heaven made in a sheet pan.

Millionaire's Layer Cake - A close up of millionaire's cake with yellow cake, whipped cream, and cherries served on a blue and white plate with a fork and spoon full of the decadent cake.

A rich yellow cake with shaved coconut, a pineapple cream cheese pudding center, and a light whipped cream topping with cherries and coconut. Millionaire’s Cake recipe is truly a decadent sheet cake that’s known for being easy to make from scratch. You’ll love it for its simple richness, and delicious island flavor all in one spoonful.

Better than sex cake: A supremely moist cake that tastes good and is made with lots of love in the kitchen. No fancy tools needed, just a greased and floured pan, and a mixing bowl and you’ll have this easy million dollar cake served in no time at all. Perfect for a birthday celebration, spring and summer holidays, and potlucks.

Tropical Millionaire's Cake - A square slice of millionaire's cake served on a white and blue plate. A yellow cake with creamy pineapple cream cheese pudding, coconut center with pineapple, whipped cream frosting and cherries on top.


  1. Flour the pan.
  2. Add the cake mix, oil, and eggs.
  3. Mix on low speed.
  4. Pour into pan.
  5. Bake in 350°F oven for 20-25 minutes.
  6. Mix pudding ingredients and beat with cream cheese.
  7. Spread over cake.
  8. Add pineapple on top.
  9. Evenly spread whipped cream.
  10. Top with coconut and cherries.

Retreat to a tropical paradise

Requiring no special seasonal ingredients, this cake is a front runner to make during the cooler winter and fall months, too, especially when it’s difficult to travel on a tropical island getaway. Easy enough to make at home while sipping a pina colada in hand.

A cake with plenty of layers…

Millionaire’s cake is not your typical cake. In fact, this cake has a great amount of filling and requires only 1/2 of the typical boxed cake mix in a normal cake. Don’t worry though, the creamy pineapple cream cheese pudding center and whipped cream topping with coconut fill up the cake pan with plenty of island flavor so much so that you won’t ask where the rest of the cake is.

Millionaire's Cake - A square slice of yellow cake on a blue and white plate. The yellow cake has a layer of whipped cream, yellow pudding, and pineapple chunks on it with 4 cherries on top and a spoon with cake in the background.
Text in center reads Millionaire's (easy tropical layer) cake in white text and a blue box.
Second image is a spoon and fork criss crossed in an x over each other with the spoon filled with cake layers. A slice of cake is plated on a blue and white plate in the right hand corner.


■ YELLOW CAKE: I use a standard box of yellow cake mix for this recipe. Only half of the mix is needed since it has additional layers of filling that stack up to a regular size cake when serving. Easily one of the BEST recipes for boxed yellow cake mix.

■ PINEAPPLE PUDDING: A thick creamy layer of cream cheese and pineapple pudding add flavor to the moist cake without being too fancy. Feel free to use vanilla pudding if you cannot find the pineapple flavor.

■ WHIPPED CREAM: Quick and easy whipped cream frosting that is light and perfect for this dreamy island cake. Make your own homemade or use whipped topping from the store.

■ COCONUT: A touch of the tropics spread across the cake. Coconut is a must on this dessert cake.

■ CHERRIES: Classic maraschino cherries. Feel free to use fresh ones that are in season if desired.


Can I bake the whole cake mix? Yes, you can. However, you’ll have to double the topping ingredients since it’s only for half the cake mix.

How do I measure out half the ingredients for the cake mix? Simply eyeball it or measure out half of the cake mix for best results. Do use half the ingredients listed to make the cake listed on the box as well.


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Millionaire’s Cake

A perfectly balanced cake with individual layers of yellow cake, creamy pineapple pudding, cream cheese, whipped cream, coconut, and cherries. This Millionaire's Cake is a little slice of dessert heaven made in a sheet pan.
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Course: Dessert
Cuisine: American
Keyword: million dollar cake, millionaires cake
Prep Time: 10 minutes
Cook Time: 22 minutes
Total Time: 32 minutes
Servings: 18 servings
Calories: 196kcal


  • 1 box yellow cake mix + ½ box ingredients listed
  • 3.4 oz pineapple pudding + box ingredients (may use vanilla pudding)
  • 8 oz cream cheese
  • 22 oz crushed pineapple (juice drained)
  • 16 oz whipped cream
  • cup shaved coconut
  • 10 oz marachino cherries (juice drained)


  • Grease and flour a 9×13-inch casserole dish.
  • Beat on low ½ cake mix plus ½ of each ingredient listed on the cake mix box.
  • Pour into prepare dish.
  • Bake in 350°F oven for 20-25 minutes.
  • Whisk together pudding ingredients.
  • Mix in softened cream cheese and beat until smooth. Spread over the cake.
  • Drain pineapple chunks and evenly spread on top.
  • Spread whipped cream topping on top of cake.
  • Sprinkle on coconut and place maraschino cherries on top.


Use only half the cake mix box to make the cake. A whole cake may be used, but you’ll need to double the pudding filling.


Calories:196kcal | Carbohydrates:21g | Protein:2g | Fat:12g | Saturated Fat:8g | Cholesterol:33mg | Sodium:79mg | Potassium:119mg | Fiber:2g | Sugar:18g | Vitamin A:366IU | Vitamin C:3mg | Calcium:53mg | Iron:1mg

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